Nov 182019
 

Yeshasvini Health Insurance Scheme Karnataka [Health Card, How to Apply, Application Form, Check Status, Helpline Number]

The state government of Karnataka has launched a scheme called Yeshasvini Health Insurance Scheme. The scheme was launched in 2002 but the scheme came into action in 2013. The scheme is for the farmers of the state and the scheme is applicable to all the network hospital of Karnataka. In order to make the scheme effective there is a trust that supervises the scheme so that it can function properly. The specialty of the scheme is that it provides health insurance to the farmers. The details regarding the scheme are given below in the tabular form.

Yeshasvini Health Insurance Scheme Karnataka

Launch table

Name of the schemeYeshasvini Health Insurance Scheme
Launched byEx Chjief Minister S.M.Krishna
Launched inKarnataka
Date of launchNov 2002
Year of implementation2013
Target peopleFarmers and marginal workers of the state

 

Key features of the scheme

  • Objective of the scheme- The primary objective of the scheme is to provide cost effective health care service to the farmers of the state. The scheme works for the small to marginal farmers of the state.
  • Contribution for the scheme-The farmers make some contribution of 300 rupees per year to get the benefit of the scheme.
  • Surgery under the scheme- According to the rules of the scheme, there are 823 surgical procedures that come under the scheme.
  • Number of hospitals-Under the scheme you will get around 572 network hospitals in Karnataka.
  • Member of the trust- The member of Rural Co-operative Society will get the benefits of the scheme.
  • Other beneficiaries- According to the rules of the scheme, the marginal workers like, fishermen, weavers, members of Stree Shakti Group, beedi workers can avail the scheme.
  • Enrollment period-In order to get the benefit of the scheme there is an enrollment period and that period is July to October every year.
  • Medical emergencies- There are several medical emergencies that come under the scheme. The emergencies are, dog bite, snake bite, electric shock, drowning incidents, accident, angioplasty, normal delivery, etc.
  • Coverage of the scheme- The will work in the rural as well as the urban part of Karnataka.
  • Monitoring the scheme- Under the Indian Trust Act 1882 a cooperative trust has been formed to look after the implementation of the insurance scheme.

Eligibility criteria for the scheme

  • Eligible members-The farmer or marginal workers who are the members of cooperative society are eligible for the scheme. The candidate needs to be engaged with the society for at least six months.
  • Age limit- The last age of application for the scheme is 75 years according to the rules of the scheme.
  • Eligible family member- According to the rules of the scheme the family member of the beneficiary is eligible to get the benefits of the scheme. In that case the family members do not have to be the member of co-operative society.

Required documents

  • ID proof with address proof- As the scheme is for the residents of Karnataka so the candidates are asked bring ID proof along with address proof.
  • Proof of membership- According to the rules of the scheme, the candidates need to produce the membership proof of co-operative society.
  • Birth certificate- As there is an age limit so the candidates are asked to submit age proof during application.

How to apply for the scheme?

  • Online application- In order to apply for the scheme, the candidates need to visit to http://yeshasvini.kar.nic.in. Once the application is done the beneficiary willget insurance card under the scheme.
  • Renewal for the scheme- The co-operative society will help the candidates to renew their card at the center. They also help in new registration as well.

How does the scheme work?

  • The beneficiary needs to visit to the network hospital that comes under the scheme.
  • After that the candidates UHID card will be examined by the co-coordinating officer present at the hospital.
  • The beneficiary needs to pay the enrollment fee.
  • The initial diagnosis will start with basic tests.
  • On basis of the initial diagnosis the administration will send a request to the Management Support Service Provider or MSP along with the beneficiary’s documents.
  • The doctors appointed at MSP will check the documents before approving it.
  • After the discharge of the beneficiary from the network hospital the hospital will send the bill along with medical report to the MSP for insurance claim.

It is needless to say that the scheme that the formers CM of the state launched is beneficial. It looks after the health of the people who cannot afford basic healthcare in that case, if the state government lends the hand they will be able to lead a healthy life. There are 730 network hospitals that are linked with the insurance scheme so one does not have to go for expensive treatment. The MSP arranges cashless treatment that gives hope to the people in dire.

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